PPO Health Insurance Plans

For the majority of people, having health insurance is a no-brainer. Even if you’re pretty healthy, you desire that reassurance that if something serious happens, your insurance will cover for most of the outrageous costs of medical care and reduce the burden from your shoulders. But what about dental insurance?

As the name itself suggests, dental insurance is a preventive measure you can take to protect yourself against the high costs of unexpected and routine dental procedures in future. It can help you pay for most types of dental care and be a financial safety net if you have large dentist bills.

How Does Dental Insurance Work?
An insurance plan is meant to absorb risk — the risk that you’ll need to have a tooth pulled, for instance — and covers costs accordingly. Similarly, Dental insurance plans are intended to reduce the cost of expenses concerned with dental care. Providers typically negotiate lower fees with in-network dentists and also pay a percentage of the reduced fee.

The savings are broken down on the basis of the following elements:

  • Preventive
  • Basic
  • Major

Plans Supporting Your Choices

Dental plans Arlington VA are similar in certain ways to health insurance plans. With so many dental benefit plans available to patients today, it’s important to learn the differences that exist in each one of them. Listed below are few of the most preferred plans by patients:

Preferred Provider Organization (PPO) :
It is regular indemnity insurance combined with a network of dentists to deliver specified services for set fees.

  • Discount or referral dental plan:

It involves patients getting a discount on dental services from a select group of dentists.

  • Dental Health Maintenance Organization (DHMO):

This plan provide a network of dentists that accept the plan for a set co-pay or no fee at all.

  • Indemnity Plans :

This plan allows patients to choose their own dentists, but it may also be paired with a PPO.

Are you looking for PPO Insurance?

Is It Worth It?

Even if you think your mouth is healthy and doesn’t need a dental checkup anytime soon, you could be mistaken. The dental insurance plans might be a good deal for you and your loved ones especially when it comes to coping with the rapidly increasing cost of dental treatments. These plans are a medium to a more affordable approach for gaining the perfect smile clients desire. They are extremely beneficial when plans involve:

  • Routine dental care
  • Affordable dental coverage
  • Whole-body health
  • Personalized assistance

Our friendly and caring staff is ready to answer your questions and assist you in any manner. Simply call 571-210-4747. To learn more about dental insurance – and alternative options designed to make dental care more affordable – please contact us Cosmo Smiles Dental team today!

http://cosmosmilesdental.com/arlington-virginia/ and https://www.facebook.com/cosmosmiles/

Why Cavities Occur

Out of all the dental diseases, cavity is the most common one. You must have often seen or

heard cavity infomercials for children. This is because the major reason of cavity buildup in the teeth is due to lack of dental hygiene. Almost all adults who didn’t get a fluoride treatment, or didn’t use fluoride toothpaste when they were kids, end up with a lot of cavities in their mouth.

It takes a while for a cavity to occur and one may not even notice it until it’s too late and the cavity is too deep. Cavity causes decaying of the tooth which also leads to discoloration of the tooth sometimes, making the affected tooth a few shades darker from the rest of the teeth. Chewing food often leads to small food particles getting stuck between the teeth. Sometimes these particles are so small that you can not even notice it with the naked eye. When these food particles stay in your mouth, they slowly turn acidic and promote growth of the germs. All of this, combined with your saliva and bacteria, lead to plaque formation on the teeth. As the plaque grows, it infects the enamel and ‘eats it up’. This causes formation of a hole in the tooth. If no dental care is given to this hole, it gets deeper until it reaches the end of the tooth, near the nerve ending. This causes severe pain which affects the entire mouth.

Causes of Cavity Formation:

  • Poor dental hygiene can lead to growth of bacteria in your mouth. These bacteria may lead to all sorts of dental diseases such as gum diseases, tooth decay, cavities, etc.
  • There are a few germs always lurking in your mouth and eating food that contains too much of sugar and carbohydrates boosts the growth of these bacteria. These food products boost tooth decay.
  • The bacteria and germs produce acid which eats on your tooth’s enamel, causing a hole to develop, which is called the cavity.
  • As saliva helps in preventing growth of plaque, a person with dry mouth is more likely to suffer from tooth cavities.
  • Tooth grinding causes erosion of the top protective layer of the teeth, this makes easy for the germs to infect the teeth and cause cavities.

Preventing Formation of Cavities:

  • The easiest way for germs to spread is through saliva. Thus, it is recommended to not share cups, kitchen utensils, etc.
  • Maintain a healthy diet that doesn’t contain excess amount of sugary and fatty food items.
  • When you notice tooth pain, which specifically increases while you eat hot or cold food, follow up with a dentist immediately to treat the cavity before it spreads more and turns into an even more serious disease. Not treating even a minor cavity can end up causing you to need a root canal.
  • Brushing teeth with fluoride toothpaste is recommended as fluoride kills the germs in your mouth and also stops the acids which lead to cavity.

Please call Cosmo Smiles Alexandria to book an appointment for X-Ray and evaluation. All Cosmetic procedure consults are FREE.   571-210-4747.  http://cosmosmilesdental.com and https://www.facebook.com/cosmosmiles/